Products

Residential Programs

1 – 4 Units 
Owner Occupied - up to 25 year with 5% down payment, Self Employed require minimum 10% down payment
Investment  - up to 25 years with 20 – 25% down payment
Minimum - $100,000 - $2 Million
Construction Possible - minimum project cost $700,000 with 30% equity required

Commercial Programs

Residential-  5+ Units
30 - 35% down payment
Minimum $300,000 - $40 Million

Retail / Office / Industrial
Owner Occupied
Must Occupy at least 20% of space
$300K - $2.5 Million
Some Uses (ie Gas Stations – always minimum 15% down payment)

Investment 
Up to 20 years with 20 – 30 % down payment
Up to 12 months no payments during construction
$300,000 - $40 Million